Fire Damage Restoration in Maple Grove, MN
Fire damage wreaks havoc on Minnesota homes and commercial buildings every year. Your property’s structural issues after a fire are substantial and must be addressed immediately. We're here to provide the immediate action required.
When you contact Intelligent Design Corp., our team members will meet you at your home to survey the damage and secure the property, if necessary, to prevent further damage. Our ultimate goal is to help you and your family with expert care and compassion through restoration. Contact us for more information and immediate assistance!
Our Fire Damage Restoration Process
Fire damage (and the associated water damage from putting out the flames) to your home is an emotional ordeal. Our team understands this, and we want you to know that we will carefully examine the damage and work with you and your insurance provider to ensure you receive the best care, restoration, and insurance settlement possible.
Our fire damage restoration h3rocess involves five steps:
- Damage Assessment
- Secure Your Property
- Meet the Insurance Adjuster
- Analyze/Negotiate Your Claim
- Restoration Work
Step 1: Damage Assessment
Your Intelligent Design Corp. representative will meet with you and do an overview of the complete damage. We take great care to uncover the damage caused indirectly by smoke and soot fully, and we make sure to document everything with photos.
It’s also important that you are in contact with your insurance provider right away. Our team can help with this process since there will be many important things to share with your provider.
Step 2: Secure Your Property
Our experts will determine what can be done right away to secure your property and make any emergency repairs. We consider an emergency repair to be any repair made to prevent further damage to your property.
All emergency repairs made before the insurance company adjuster does their inspection will be well documented to be included in the loss claim. Additional work should not be done before the inspection by the insurance company so as not to jeopardize coverage.
Step 3: Meet Your Insurance Adjuster
Your Intelligent Design Corp. representative will meet with you and the insurance adjuster to ensure all necessary tasks, items, repairs, and other related losses are brought to the adjuster's attention. This is very important because restoring fire and water damage can be a very complex scope of work.
Intelligent Design Corp. has found that the adjuster will often rely on our expertise to detail the work required to make the repairs properly, and we’re glad to be able to help!
Step 4: Analyze Your Loss Claim & Negotiate as Necessary
The insurance company will usually issue an initial insurance check immediately so that the repairs can begin as soon as possible. A copy of the Loss Claim will be included along with the check. This document will detail every task that the insurance company determines necessary to make the repairs.
Fire and water damage claims can be 20 or 30-pages long and complex. Intelligent Design Corp. will go through the Loss Claim with a fine-tooth comb to ensure that the proper line items have been used and the correct material estimates and labor charges.
We have yet to find a fire or water claim that we have been unable to renegotiate to include more than the original claim. This is not necessarily the fault of the adjuster or insurance company. These losses are very complex, and it is very easy to overlook things that must be completed during the restoration.
Step 5: Restoration Work Completed
We will work to complete reconstruction and repairs of all damage listed on the insurance claim. Once our work is completed, the insurance company is notified by Intelligent Design Corp.
Any supplements or change orders approved during reconstruction are added to the claim, and the final check is submitted to you for your final payment.
Twin Cities: Call Us for Fire Damage Emergencies
Intelligent Design Corp. promises to do whatever we can to ensure a smooth restoration process. We’ll treat you and your property with respect every step of the way! Contact us now to get started.